Best Special Rates and Terms in Medford, Massachusetts, MA

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Below are special Certificate of Deposit special rates and terms from banks in Medford, Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Medford, MA - October 31, 2025

Bank	APY	MIN	PERIOD
MutualOne Bank Lincoln Street Branch	5.40%	$500	7 months	Learn More Reviews (11)
Rate History: 4.50% → 4.75% → 5.65% → 5.40%
MutualOne Bank Lincoln Street Branch	5.25%	$500	18 months	Learn More Reviews (11)
Rate History: 5.00% → 5.30% → 5.40% → 5.25%
Clinton Savings Bank West Boylston Branch	4.75%	$10	8 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.00% → 4.75%
Savers Co-operative Bank Grafton Branch	4.72%	$25,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.65% → 5.36% → 4.72%
Savers Co-operative Bank Grafton Branch	4.51%	$25,000	11 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.65% → 4.51%
Winchester Co-operative Bank Winchester Co-Operative Bank Branch	4.50%	$500	6 months	Learn More Reviews
Rate History: 5.00% → 4.65% → 4.20% → 4.50%
Needham Bank Ashland Branch	4.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 1.00% → 4.50%
Salem Five Cents Savings Bank Sudbury Branch	4.50%	$10,000	12 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50%
Dean Co-operative Bank Mendon Branch	4.35%	$1,000	14 months	Learn More Reviews
Rate History: 5.00% → 4.85% → 4.30% → 4.70% → 4.35%
Needham Bank Ashland Branch	4.25%	$1,000	3 months	Learn More Reviews (2)
Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25%
Leader Bank, National Association Burlington Branch	4.25%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%
Walpole Co-operative Bank Walpole Co-Operative Bank Branch	4.25%	$0	7 months	Learn More Reviews
Rate History: 4.90% → 4.80% → 4.75% → 4.50% → 4.25%
Clinton Savings Bank West Boylston Branch	4.25%	$10	13 months	Learn More Reviews
Rate History: 1.00% → 3.75% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.25%	$10,000	18 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.15%	$10,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 4.15%
Millbury National Bank Millbury National Bank Branch	4.06%	$500	7 months	Learn More Reviews
Rate History: 4.16% → 4.32% → 4.22% → 4.11% → 4.06%
Bank Hometown Leominster Branch	4.05% 3.85% 3.85%	$1,001 $1,000	7 months	Learn More Reviews
Rate History: 4.75% → 4.50% → 4.35% → 4.15% → 4.05%
The Savings Bank Methuen Branch	4.00%	$1,000	4 months	Learn More Reviews
Rate History: 4.59% → 4.44% → 4.33% → 4.23% → 4.00%
OneLocal Bank Norwood Co-Operative Bank Branch	4.00%	$2,500	5 months	Learn More Reviews
Rate History: 3.50% → 4.90% → 4.65% → 4.25% → 4.00%
Needham Bank Ashland Branch	4.00%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.00%
Reading Co-operative Bank Burlington Office Branch	4.00%	$500	8 months	Learn More Reviews
Rate History: 1.00% → 4.90% → 4.00%
Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch	4.00%	$500	8 months	Learn More Reviews
Rate History: 0.30% → 4.25% → 4.50% → 4.00%
UniBank for Savings Worcester Branch	3.95%	$2,500	8 months	Learn More Reviews
Rate History: 4.30% → 4.15% → 4.10% → 4.00% → 3.95%
Millbury National Bank Millbury National Bank Branch	3.89%	$501	24 months	Learn More Reviews
Rate History: 1.00% → 4.06% → 1.51% → 4.04% → 3.89%
UniBank for Savings Worcester Branch	3.80%	$500	14 months	Learn More Reviews
Rate History: 4.20% → 4.00% → 3.95% → 3.90% → 3.80%
Citibank, National Association Wellesley Center Branch	3.75%	$0	4 months	Learn More Reviews (11)
Bank of America, National Association Parkview Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
Eagle Bank Lexington Center Branch	3.75%	$25,000	10 months	Learn More Reviews
Rate History: 5.35% → 5.13% → 0.25% → 4.00% → 3.75%
OneLocal Bank Norwood Co-Operative Bank Branch	3.75%	$1,000	11 months	Learn More Reviews
Rate History: 4.00% → 3.85% → 4.25% → 4.00% → 3.75%
Bank Hometown Leominster Branch	3.75% 0.20% 0.20%	$1,001 $1,000	11 months	Learn More Reviews
Rate History: 1.00% → 5.12% → 5.00% → 0.25% → 3.75%
TD Bank, National Association Park Avenue Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
Leader Bank, National Association Burlington Branch	3.65%	$1,000	15 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 3.85% → 3.65%
OneLocal Bank Norwood Co-Operative Bank Branch	3.55%	$1,000	22 months	Learn More Reviews
Rate History: 5.00% → 3.50% → 4.00% → 3.75% → 3.55%
Millbury National Bank Millbury National Bank Branch	3.55%	$501	36 months	Learn More Reviews
Rate History: 1.00% → 3.03% → 3.55%
Citibank, National Association Wellesley Center Branch	3.50%	$0	6 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50%
Citizens Bank, National Association Worcester Stop And Shop Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
TD Bank, National Association Park Avenue Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association Parkview Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	3.40%	$1,000	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.20% → 4.10% → 3.95% → 3.40%
Webster Five Cents Savings Bank Front Street Branch	3.35%	$10	11 months	Learn More Reviews
Rate History: 4.92% → 5.00% → 4.14% → 3.61% → 3.35%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35%
Citibank, National Association Wellesley Center Branch	3.25%	$0	9 months	Learn More Reviews (11)
Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25%
Citibank, National Association Wellesley Center Branch	3.10%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10%
TD Bank, National Association Park Avenue Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
Citibank, National Association Wellesley Center Branch	3.00%	$0	3 months	Learn More Reviews (11)
Rockland Trust Company Milford Branch	3.00%	$1,000	7 months	Learn More Reviews (3)
Rate History: 4.00% → 3.75% → 3.50% → 3.25% → 3.00%
TD Bank, National Association Park Avenue Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
StonehamBank, A Co-operative Bank Billerica Branch	3.00%	$1,000	15 months	Learn More Reviews
Rate History: 3.75% → 0.35% → 3.75% → 3.25% → 3.00%
Citibank, National Association Wellesley Center Branch	2.90%	$0	5 months	Learn More Reviews (11)
Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90%
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	2.90%	$1,000	11 months	Learn More Reviews (1)
Rate History: 4.25% → 4.05% → 3.95% → 3.90% → 2.90%
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	2.70%	$1,000	19 months	Learn More Reviews (1)
Rate History: 4.30% → 4.00% → 3.75% → 3.80% → 2.70%
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	2.60%	$1,000	25 months	Learn More Reviews (1)
Rate History: 4.35% → 4.00% → 3.50% → 3.55% → 2.60%
Bank of America, National Association Parkview Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
Salem Five Cents Savings Bank Sudbury Branch	2.25%	$10,000	48 months	Learn More Reviews (2)
Bank of America, National Association Parkview Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
Salem Five Cents Savings Bank Sudbury Branch	2.00%	$10,000	30 months	Learn More Reviews (2)
Millbury National Bank Millbury National Bank Branch	1.98%	$1,000	3 months	Learn More Reviews
Rate History: 1.00% → 5.88% → 1.25% → 1.98%
The Cooperative Bank West Roxbury Branch	1.00%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 1.00%
Washington Savings Bank Washington Savings Bank Branch	0.55%	$500	26 months	Learn More Reviews
Rate History: 1.00% → 0.50% → 0.55%
Leader Bank, National Association Burlington Branch	0.40%	$1,000	8 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40%
StonehamBank, A Co-operative Bank Billerica Branch	0.35%	$1,000	7 months	Learn More Reviews
Rate History: 4.25% → 0.35% → 4.15% → 4.00% → 0.35%
Eagle Bank Lexington Center Branch	0.25%	$10,000	5 months	Learn More Reviews
Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25%
Leader Bank, National Association Burlington Branch	0.25%	$1,000	10 months	Learn More Reviews
Rate History: 1.00% → 5.25% → 5.10% → 0.25%
Reading Co-operative Bank Burlington Office Branch	0.15%	$500	15 months	Learn More Reviews
Rate History: 1.00% → 0.15%
The Cooperative Bank West Roxbury Branch	0.00%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Medford, MA - October 31, 2025

Branch	Street	City	State
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
Clinton Savings Bank West Boylston Branch	306 West Boylston Street	West Boylston	MA
Savers Co-operative Bank Grafton Branch	96 Worcester Street	North Grafton	MA
Savers Co-operative Bank Grafton Branch	96 Worcester Street	North Grafton	MA
Winchester Co-operative Bank Winchester Co-Operative Bank Branch	19 Church Street	Winchester	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Dean Co-operative Bank Mendon Branch	32 Hastings Street	Mendon	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Walpole Co-operative Bank Walpole Co-Operative Bank Branch	982 Main Street	Walpole	MA
Clinton Savings Bank West Boylston Branch	306 West Boylston Street	West Boylston	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
Bankhometown Leominster Branch	9 Sack Blvd	Leominster	MA
The Savings Bank Methuen Branch	17 Burnham Road	Methuen	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Reading Co-operative Bank Burlington Office Branch	10 Wall Street	Burlington	MA
Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch	1196 Broadway	Somerville	MA
UniBank for Savings Worcester Branch	24 Gold Star Boulevard	Worcester	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
Bankhometown Leominster Branch	9 Sack Blvd	Leominster	MA
UniBank for Savings Worcester Branch	24 Gold Star Boulevard	Worcester	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Bank of America, National Association Parkview Branch	255 Park Avenue	Worcester	MA
Eagle Bank Lexington Center Branch	1768 Massachusetts Avenue	Lexington	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Bankhometown Leominster Branch	9 Sack Blvd	Leominster	MA
TD Bank, National Association Park Avenue Branch	295 Park Avenue	Worcester	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Citizens Worcester Stop And Shop Branch	940 West Boylston Street	Worcester	MA
TD Bank, National Association Park Avenue Branch	295 Park Avenue	Worcester	MA
Bank of America, National Association Parkview Branch	255 Park Avenue	Worcester	MA
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	675 Main Street	Fitchburg	MA
Webster Five Cents Savings Bank Front Street Branch	100 Front Street	Worcester	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
TD Bank, National Association Park Avenue Branch	295 Park Avenue	Worcester	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Rockland Trust Company Milford Branch	221 Main Street	Milford	MA
TD Bank, National Association Park Avenue Branch	295 Park Avenue	Worcester	MA
StonehamBank, A Co-operative Bank Billerica Branch	493 Boston Road	Billerica	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	675 Main Street	Fitchburg	MA
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	675 Main Street	Fitchburg	MA
Fidelity Co-operative Bank Fidelity Co-Operative Bank Branch	675 Main Street	Fitchburg	MA
Bank of America, National Association Parkview Branch	255 Park Avenue	Worcester	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Bank of America, National Association Parkview Branch	255 Park Avenue	Worcester	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
The Cooperative Bank West Roxbury Branch	36 Springs Street	West Roxbury	MA
Washington Savings Bank Washington Savings Bank Branch	30 Middlesex Street	Lowell	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
StonehamBank, A Co-operative Bank Billerica Branch	493 Boston Road	Billerica	MA
Eagle Bank Lexington Center Branch	1768 Massachusetts Avenue	Lexington	MA
Leader Bank, National Association Burlington Branch	50 Mall Rd	Burlington	MA
Bankhometown Leominster Branch	9 Sack Blvd	Leominster	MA
Reading Co-operative Bank Burlington Office Branch	10 Wall Street	Burlington	MA
The Cooperative Bank West Roxbury Branch	36 Springs Street	West Roxbury	MA